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Conservative Growth Portfolio

Overview

Unit Price as of 05/02/2025 $24.66
Change $0.03 0.12%
Expense Ratio as of 05/02/2025 0.29%
Inception Date 10/22/2004

Investment Objective

The Portfolio seeks to provide current income and low to moderate capital appreciation.

Investment Strategy

The Portfolio invests in two Vanguard® bond index funds and two Vanguard® stock index funds according to a formula resulting in an allocation of 75% of assets to investment-grade bonds and 25% of assets to stocks. The percentages of the Portfolio's assets allocated to each Underlying Fund are:

Vanguard® Total Bond Market II Index Fund 52.50%
Vanguard® Total International Bond Index Fund 22.50%
Vanguard® Institutional Total Stock Market Index Fund 15%
Vanguard® Total International Stock Index Fund 10%

Through its ownership of the two bond funds, the Portfolio indirectly holds a mix of bonds—including government, government agency, corporate, securitized non-U.S. investment-grade fixed income investments and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities—that represents a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States and abroad, all with maturities of more than 1 year. To minimize the currency risk associated with investment in bonds denominated in currencies other than the U.S. dollar, the Portfolio attempts to hedge its currency exposures. Through its ownership of the stock funds, the Portfolio also indirectly owns large-capitalization U.S. stocks and, to a lesser extent, mid- and small-capitalization U.S. stocks and international stocks.

Investment Risks

Because it invests mainly in bond funds, the Portfolio primarily is subject to low to moderate levels of interest rate risk, credit risk, income risk, and call/prepayment risk. Through its stock holdings, the Portfolio is subject to a low to moderate level of stock market risk. The Portfolio has low levels of foreign securities risk, index sampling risk, currency hedging risk, nondiversification risk, and derivatives risk.

Average Annual Returns - Updated Monthly as of 04/30/2025

Name 1 year 3 year 5 year 10 year Since Inception 10/22/2004
Name Conservative Growth Portfolio 1 year 8.73% 3 year 4.05% 5 year 2.79% 10 year 3.45% Since Inception 10/22/2004 4.49%
Name Direct Portfolio Conservative Growth Composite** 1 year 8.85% 3 year 4.37% 5 year 3.15% 10 year 3.93% Since Inception 10/22/2004 5.02%

**Consists of the Bloomberg Barclays U.S. Aggregate Float Adjusted Bond Index (52.50%), the CRSP US Total Market Index (15%), the Bloomberg Barclays Global Aggregate ex-USD Float Adjusted RIC Capped Index Hedged (22.50%), and the FTSE Global All Cap ex US Index (10%). The Bloomberg Barclays U.S. Aggregate Float Adjusted Bond Index replaced the Barclays U.S. Aggregate Bond Index on December 31, 2009. Effective September 29, 2016, Barclays indexes were rebranded to Bloomberg Barclays indexes. The CRSP US Total Market Index replaced the MSCI US Broad Market Index (on January 15, 2013), which had replaced the Dow Jones Wilshire 5000 Index (on April 22, 2005). The FTSE Global All Cap ex US Index replaced the MSCI ACWI ex USA IMI Index (on June 3, 2013), which had replaced the MSCI EAFE + Emerging Markets Index (on December 16, 2010).

Annual Investment Returns

Year Ended Conservative Growth Portfolio
Year Ended 2024 Conservative Growth Portfolio 5.28%
Year Ended 2023 Conservative Growth Portfolio 10.09%
Year Ended 2022 Conservative Growth Portfolio -14.32%
Year Ended 2021 Conservative Growth Portfolio 2.79%
Year Ended 2020 Conservative Growth Portfolio 9.75%

Historical Prices

05/02/2025 $24.66
05/01/2025 $24.63
04/30/2025 $24.65
04/29/2025 $24.65
04/28/2025 $24.59
04/25/2025 $24.53

Search for more historical price information

The above investment information is provided directly by The Vanguard Group and is not independently verified by CollegeInvest.

Index performance is provided as a benchmark but is not illustrative of any particular investment. An investment cannot be made in an index.

The performance data shown represents past performance. Past performance - especially short-term past performance - is not a guarantee of future results.Because it invests mainly in bond funds, the Portfolio primarily is subject to low to moderate levels of interest rate risk, credit risk, income risk, and call/prepayment risk. Through its stock holdings, the Portfolio is subject to a low to moderate level of stock market risk. The Portfolio has low levels of foreign securities risk, index sampling risk, currency hedging risk, nondiversification risk, and derivatives risk.Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data cited. For performance data current to the most recent quarter-end. Click here

For more information about the CollegeInvest Direct Portfolio College Savings Plan, click here to obtain a Plan Disclosure Statement and Participation Agreement (PDS). Investment objectives, risks, charges, expenses, and other important information are included in these documents; read and consider them carefully before investing.

If you are not a Colorado taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Other state benefits may include financial aid, scholarship funds, and protection from creditors.

The CollegeInvest Direct Portfolio College Savings Plan is administered and issued by CollegeInvest. Vanguard Marketing Corporation, Distributor.

Investments in the CollegeInvest Direct Portfolio College Savings Plan are not guaranteed by the State of Colorado, CollegeInvest, or any other governmental entity, the Vanguard Group, Inc. or Ascensus Broker Dealer Services, LLC., or their affiliates, and may lose value including the principal amount invested.

CollegeInvest is the issuer of plan securities and is the trustee of the plans in accordance with Colorado law. CollegeInvest also oversees the Managers' activities and provides certain administrative services, such as marketing, audit, and financial statements, in connection with the plans.

Ascensus Broker Dealer Services, LLC. and Ascensus College Savings Recordkeeping Services, LLC serve as Plan Managers for the CollegeInvest Direct Portfolio College Savings Plan and have overall responsibility for the day-to-day operations. The Vanguard Group, Inc. also serves as Plan Manager and Investment Manager for the CollegeInvest Direct Portfolio College Savings Plan and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists CollegeInvest with marketing and distributing the Direct Portfolio College Savings Plan.

The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds and you could lose money by investing in the plan.

CollegeInvest and the CollegeInvest logo are registered trademarks. Vanguard is a trademark of The Vanguard Group, Inc. Upromise is a registered service mark of Upromise, Inc.